Purchase Order Financing & Business Funding in Botswana

welcome to

PLURAL FACTORS

Smart Business Financing Solutions for Botswana’s SMEs

At Plural Factors, we understand that access to working capital is critical for growth — especially in today’s fast-moving and competitive business environment. We specialize in Purchase Order Financing and Invoice Discounting, offering flexible and timely financial solutions designed to support your operations and unlock your full potential.

Whether you’re a small enterprise fulfilling your first major order or an established company managing cash flow gaps, we are here to provide the liquidity you need — when you need it most.

About

Plural Factors

Plural Factors is a financial services company based in, but not limited to Gaborone, Botswana in terms of customer solutions offering. Plural Factors was registered with CIPA under Plural Innovations (PTY) LTD, in March 2019 & granted a Financing License by NBFIRA in September of the same year.

Our Market Positioning

A significant number of Small to Medium & Micro Enterprises in Botswana tend to experience funding challenges for completing orders that have been awarded to them, or in the worst-case scenario turn back projects and supply request due to shortage of funds.

Our main focus is providing financial solutions to companies & individuals that have won tenders to supply or provide some goods & services. However, this does not imply that we assist companies in this category only. For more information or any clarity on the services we offer, get in touch with us now.

Why Choose Us?

🎯 Our goal is simple: To be Botswana’s most trusted name in SME financing.

Our Core Financial Services

Purchase Order Financing

Awarded a Purchase Order but lack upfront funds to deliver? We finance your PO to help you fulfill the order without delay.

🔹 Covers Supplier Costs
🔹 No Collateral Required
🔹 Perfect for Local & Government Tenders

Invoice Discounting

Turn unpaid invoices into instant working capital. If you’ve issued an invoice to a client or government entity, we can assist without waiting for days.

🔹 Improves Cash Flow
🔹 Fast Payouts
🔹 Ideal for Government Contracts

Working Capital Loans - SMEs

We provide short-term loans to help your business cover daily operational expenses — even during tough financial cycles.

🔹 Project-Based or Operational Funding
🔹 Flexible Repayment Terms
🔹 Tailored for Botswana’s Business Environment

Application

📝 Simple Application. Fast Funding.

At Plural Factors, we believe funding shouldn’t be complex. That’s why we’ve simplified our application process to get your business funded as quickly as the same day.

🔵 Submit everything before 12 PM for same-day processing. T’s & C’s Apply

Enquire Now

Let’s help your business secure the funds it needs. Fill out the form below and our team will respond within one business day.

Apply Now

Choose The Service You Would Like To Enquire On.

Contact Us Today

– Let’s Fund Your Next Big Opportunity

Contact

+267 396 0190
+267 7288 6688
+267 7150 7471
info@pluralfactors.co.bw

Post Mail

P O Box 80765, Gaborone
Botswana

Address

Plot 2870, Church Road
Opposite UB, Extention 10
Gaborone, Botswana

Where to Find Us